IRDAI Public Notice on Spurious Phone Calls and Fictitious/Fraudulent Offers :-
- Beware of spurious phone calls and fictitious/fraudulent offers.
- IRDAI Clarifies to public that
- IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums
- IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge police complaint along with details of phone call, number
For more details on risk factors, terms & conditions please read sales brochures and benefits illustrations carefully before concluding a sale. If death occurs due to suicide within 12 months from the date of commencement of risk or of the Policy, the death benefit is refund of at least 80% of the premium(s) paid provided the Policy is in-force. If death occurs due to suicide within 12 months from the date of revival of the Policy, the death benefit is higher of 80% of the premiums paid till the date of death or the Surrender Value available as on the date of death. If death occurs due to suicide within 12 months from the date of exercising life stage option (resulting in the increase in death benefit), the death benefit is the aggregate of the following: Original Total Sum Assured, plus any increased Sum Assured purchased by exercising the life stage option prior to 12 months from the date of death (due to suicide); plus 80% of the premiums paid for the last increase in Sum Assured. The tax benefits are subject to change as per change in tax laws from time to time. The premiums paid and benefits received are eligible for tax benefits under section 80C and 10 (10D) of the Income Tax Act of 1961, respectively on fulfillment of conditions laid down for availing such benefits. Premium reflected are excluding service tax, subject to underwriting decision. Please consult your tax advisor for details. Aegon Life iTerm Insurance Plan UIN 138N016V04, Aegon life iIncome Insurance Plan UIN 138N054V01, Aegon life iReturn Insurance Plan UIN 138N050V01, Aegon life iSpouse Insurance Plan UIN 138N052V01. Trade logo displayed belongs to M/s Aegon N.V. and M/s Bennett, Coleman and Co. Ltd. and used by M/s Bennett, Coleman and Co. Ltd. and used by Aegon Life Insurance Co. Ltd. under trade agreement. Aegon Life Insurance Company Limited Registration No. 138 ADVT No. IA/Dec 2015/2872
Formerly AEGON Religare Life Insurance Co. Ltd.